The Best Lines of Credit for Tree Service Companies

Funds readily available through a line of credit are essential for preparing and handling unexpected expenses.

Truly amortized product, where you only pay interest on money that is drawn from line.

Unsecured programs, no collateral needed, up to $250,000.

Annual Interest Rates are Prime (8.5%) + 0% to 2%.

How much do you need to access?
*FREE to Apply & NO credit check
Approvals Up To
Terms as low as
WSJ PR + 0% -2%
Approvals as fast as
With access to affordable capital our tree service clients can complete jobs more efficiently

Grow Your Business with a Line of Credit.

Funds that are Available When You Need Them Most.

Tree Servicing requires large sums of money upfront or in advance which may not be possible without proper financing arrangements.

Find the Best Option

A Quick and Easy Process from Start to Finish.

Finding the perfect line of credit facility is now easy! We work closely with you every step of the way to ensure everything goes smoothly.

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How Line of Credit Depot Works:

To qualify for a line of credit, your tree service company should have demonstrated profitability on the most recent filed business tax return. This showcases your ability to afford payments after drawing funds from the line of credit. Even if your last tax return shows net losses, you may still be eligible.

Certain expenses (non-taxables) on the return can be "added back"
to the net profit amount, bringing your business to a qualifying requirement.

Examples of expenses that may be added back in are certain interest paid on borrowed money and depreciation expense incurred by use of equipment or real estate owned by company's members other than owner/officer/partner who is requesting loan.

Truly amortized product, where you only pay interest on money that is drawn from line.
Unsecured programs, no collateral needed, up to $250,000.
Annual Interest Rates are Prime (8.5%) + 0% to 2%.
Monthly payments with interest only options
How much do you need to access?
*FREE to Apply & NO credit check
Recent Success Story
Tree service company blooms after taking a line of credit
Mark, a knowledgeable arborist from Columbia, South Carolina founded a tree service business in 2015. He encountered financial hurdles initially and turned to Line of Credit Depot for help.

Securing a $50,000 line of credit from Line of Credit Depot provided the financial means necessary for Mark to kick-start and grow his business. It covered vital expenses like equipment, safety gear, and marketing tactics.

The credit line significantly influenced Mark's business success. It gave him the ability to maintain service quality through top-tier equipment and safety protocols, which bolstered his reputation for reliability and professionalism.

Moreover, the credit line allowed Mark to implement an aggressive advertising campaign, that ran during key months of the year, when tree work was being sought after by potential clients. As a result, his client base expanded and the business had it’s best Summer season ever in 2021.

A line of credit offered key benefits, such as capitalizing on business opportunities. Mark could quickly respond to urgent tree work requests, broaden his service scope by adding stump grinders, and adjust to the industry's seasonal demands.

We provide the Tree Services industry with bank-level financing

Streamline the process by filling out a simple online application. Say goodbye to lengthy paperwork and complex forms.
Our team of financial experts is dedicated to understanding your unique needs. We'll work closely with you to define the perfect financing option tailored to your business requirements.
Receive a range of offers from our trusted network of lenders. Take your time to evaluate and compare the options available. Choose the one that aligns perfectly with your goals and vision.
Experience the joy of quick and efficient funding. Within just a few days, your business will have the financial boost it needs to thrive. It's that simple!

"See if you qualify before you apply. Answer a few questions about your business to get a pre-approval."

Matthew Elling
Small Business Financing Expert & Founder of Line of Credit Depot
What state are you located in?
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geared towards your Tree Services company
No Credit Check

Whether you own a small local tree removal company or Asplundh, the need for affordable capital is present. Access to a line of credit is must for large and small tree service companies.

If your tree service business is similar to our clients' you probably see that this industry has become competitive and crowded. One of the best ways to expand is to make sure your tree service business has a strong presence. It's gotten harder and harder to get noticed, so a notable online presence is a must. Websites and a listing on Google Business are must haves for a tree service today. Make sure you can be found exactly where people are looking for you. With a Verified Google Page along with Advertising and Website, new customers can get ahold of you quickly. Some of our tree service clients use their line of credit to increase website traffic to fill slow times. A line of credit makes borrowing easy, because instead of locking your tree service business into a large loan...this financial product can be accessed and drawn from as needed.

Between running a couple crews, booking new business and ensuring every job is done top notch; what tree service owner has the time to borrow a quick cash advance when they need a bit more working capital in the bank? The process for always scrambling for money when you need it the most is such a headache. A line of credit can is used by tree services as almost like a safety net. For emergency cash needs, tree service owners transfer funds out of their line of credit and fund their operational account.

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If your goal is to have your tree service constantly busy and running efficiently, a line of credit is a must have.

From needing quick access to cash to pay for emergency repairs or for floating operational costs while awaiting customer payments (accounts receivables), a line of credit can make it easy.

We find that most tree services choose to access a line of credit for the following main needs:

Small equipment purchases

Equipment maintenance

Extra working capital for payroll



New Hires/Training

New Equipment

Whether you are just getting started in the tree industry or consider yourself a veteran, check out this comprehensive guide on tree-cutting tools!

Line of Credit Depot tailor fits a custom bank product line of credit for your tree service business. Because of our streamlined approach, 95% of all businesses that are pre-approved activate a line of credit within 2 weeks. Why search for a bank product by visiting 40 banks, when you can get access with us?